Why Detailed Instructions Matter When Splitting Investment Accounts in Divorce

When dividing assets during divorce, “split it in half” sounds simple. But when it comes to investment accounts, the details make all the difference.

Without clear instructions, couples risk:

• Delays from financial institutions

• Uneven or unfair divisions due to market changes

• Unintended tax consequences

• Costly post-divorce disputes

Here’s what every settlement should specify:

• Exact account names and numbers

• A clear valuation date

  • A specific date is used to determine the value of marital assets and debts for property division

• Whether to divide in-kind or in cash, meaning whether the assets are divided between the spouses (ex, real estate) or where one spouse receives a lump sum of cash in exchange for their interest in that asset

• Who covers fees or taxes

• A timeline for completion

A vague decree like “divide equally” can mean very different things — and create very real problems later. At Pathway Divorce Solutions, we help ensure that investment accounts are divided accurately, efficiently, and fairly — protecting both spouses’ financial futures.

Learn more or schedule a consultation at PathwayDS.net.