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Why Holiday Parenting Plans Matter in Divorce Agreements
Divorce negotiations involving minor children are often emotionally charged—and understandably so. Each parent wants to remain an active, meaningful part of their children’s lives. However, without clear planning, that shared intention can sometimes lead to conflict in the future. One of the most common areas where this tension arises is during the holidays. The Emotional Weight of Holidays Holidays carry deep emotional significance. They are filled with traditions, family ga


Why Tracing Investment Accounts Matters in Divorce: Capital Gains, Dividends, and Delayed Settlements
Divorce settlements often include investment accounts, and that’s where things can become more complicated than they appear. Recently, I worked on a case where a divorcing couple agreed to a specific dollar settlement amount from an investment account. The agreement also stated that the amount would include any capital gains, dividends, or losses that occurred between the date of agreement and the date of distribution. Sounds straightforward, right? But here’s the problem: th


Gray Divorce and Extended Care: The Conversation We’re Not Having
Divorce after age 50—often called “gray divorce”—has nearly doubled since the 1990s. While much attention is given to dividing assets, retirement accounts, and the family home, there is one critical issue that is rarely discussed: Who will provide care as we age? For many couples, marriage has served as an informal long-term care plan. Spouses step in during illness. They provide transportation after surgery. They manage medications, meals, and household responsibilities when


Who Pays for College After Divorce?
Divorce is always more complicated when younger children are involved. Beyond the day-to-day logistics of parenting schedules, child support, and extracurricular activities, there is a much larger—and often overlooked—issue looming in the background: how will college be paid for? College planning during divorce requires a careful strategy. If handled incorrectly, families can unintentionally increase out-of-pocket costs, reduce financial aid eligibility, or create future conf


What Every Divorcee Needs to Know About Social Security
Divorce always brings significant financial changes. One of the most overlooked and misunderstood areas is how Social Security benefits work after the marriage ends. Many divorcees don’t realize they may be eligible for some of their ex-spouse's Social Security benefits. This can improve their long-term financial security without inhibiting their ex-spouses' Social Security benefits. Whether you’re early in the divorce process or recently divorced, understanding these rules


Why Detailed Instructions Matter When Splitting Investment Accounts in Divorce
When dividing assets during divorce, “split it in half” sounds simple. But when it comes to investment accounts, the details make all the difference. Without clear instructions, couples risk: Delays from financial institutions Uneven or unfair divisions due to market changes Unintended tax consequences Costly post-divorce disputes Here’s what every settlement should specify: Exact account names and numbers A clear valuation date A specific date is used to determine the value


7 Common Financial Mistakes to Avoid During Divorce
Divorce is one of the most emotionally and financially challenging experiences a person can go through. While emotions often take center stage, the financial decisions made during this period can have long-term consequences that impact your stability and future security. As a Certified Divorce Financial Analyst (CDFA), I’ve seen how small oversights can turn into significant financial setbacks. Understanding and avoiding common financial mistakes can make a major difference i


Ten Common Money Mistakes in Divorce
For anyone going through the divorce process, it is emotionally, physically, and mentally draining. Many people describe it as a time of being frozen or numb. While going through this time you will be expected to go through your finances with a fine-tooth comb to ensure your settlement agreement is fair and equitable. Even if you feel as though you are clear-headed, there are a few things that you need to watch to avoid common money mistakes that are made during divorce. Clic


Retirement And Survival After Gray Divorce
As the pace of our lives continues to get faster and faster, one trend that has evolved is that Baby Boomers are divorcing at double the...


Life Isn’t Fair and Neither is Divorce
As soon as the thought of divorce enters your head, immediately your thoughts will turn to your future and fears of what may happen. “I...


Military Divorce: What I Need to Know
A military divorce can be challenging for both the military member and the nonmilitary spouse. It can be even more complicated if both...


Common Money Mistakes in Divorce
For most people, the divorce process can seem like a never-ending battle. Many people describe it as a time of being frozen, numb, or...


Navigating the VA Disability Compensation in Divorce
Divorce can be a challenging and emotionally draining process. This is especially true when one or both spouses are veterans. A...


Before You Decide to Divorce…….
Getting married is one of the happiest moments in our lives. We fall in love, start a family, and create wonderful memories. No one...


Reality and Survival of Gray Divorce
Divorce of couples over age 50, Gray Divorce, has become more commonplace. 36% of divorces are Gray Divorces¹. As our life expectancies...


Don't Make These 5 Divorce Mistakes
Divorce is never easy. For most people, the divorce process can be challenging and emotionally charged time. Many people describe it as...


Life Isn’t Fair and Neither is Divorce
As soon as the thought of divorce enters your head, immediately your thoughts will turn to your future and fears of what may happen.


HR Show Divorce Financial Planning
Divorce can be a confusing and painful process. Oscar Alvarez is a certified divorce financial analyst giving sound financial guidance to...


Divorce-Don’t Go It Alone
Do your best to get advice from objective professionals. This will reduce family stress and maintain good relationships overall.
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